Can I get approved for an auto loan?

Well I'm 19 years old and my oldest credit card is a year old now. I've had a second credit card for about 4 months. To make a long story short, I tried desperately over the course of several months to get approved under my own name because I do not have a co-signer. 20 inquiries later and 50 points lower on my credit score, here I am still looking. It's been about 2 months now since I stopped trying, but the two complaints for my credit denials was the limited credit history and not enough income. Keep in mind, I've been responsible with my credit and don't have a single late payment. I know that the minimum requirement is about $1500/mo. Right now I'm making 950/mo and I'm hoping to get an offer for this position that would put me at a gross of about $3200/mo. Now my question is, how long do I need to have this job before banks would approve me and would the income be enough for my limited credit history?

BEST ANSWER: Try this site where you can find the best solutions for you:INSURANCEANDFINANCETIPS.INFO

RELATED QUESTIONS:

Im 19 years and i need a car but im woried about the insurance?

Hi im 19 years old. I have a good job but no credit. i recently saw this 2000 dollars car. how much could i be paying for the insurance.

How does the insurance know who's driving the car?

My dad want to buy me a car I'm 16 got my liscence a month ago. My uncle wants to sell him a 2008 Mitsubishi lancer evo. He wants to put in the insurance that I'm driving my moms car and she's driving the evo. But I'm going be the driver. Well they be able to tell I'm the driver? And we'll insurance be cheaper that way?

Is there a website where I can use a calculator to get an estimated insurance quote for a car I may buy?

I want to figure in the insurance as part of my outlay in this purchase without a bunch of insurance agents harassing me, calling me, emailing me and so forth. It would help me make the final decision on which vehicle I purchase.

How much does a hyundai sonata usually cost to insure in MA?

My sister is trying to buy a used 2006 hyundai sonata and we were wondering how much a month it usually costs to insure it? She's only 21 and has had her license for four years without an accident? She tried to get a quote from gieco but they only showed the six month plan. Any helpful information about the car or insurance would be greatly appreciated!

Classic car insurance..i need to insure a porsche 924 as a 2nd car.weekend use only any ideas of cheapest?

porsche 924

Alliance United Insurance?

So I just want to know all of their current plans and prices? For 2 adults and 1 minor for auto insurance.. I live in California.. Thanks!

Which to get first insurance or a car?

Alright so I'm living on my own going to college in a different state then my parents. I really dont have the best relationship with them either so i know they wouldn't add me on theirs. Which do you get first your insurance or car? What order do you go about doing things? License first then insurance, and then car?

Whats the average cost to insure a car through personal business insurance?

I am a carer and I need to insure my car through personal business insurance does anybody have any idea how much it would cost for a 1.2 punto to be insured?

Motorcycle insurance?

I want to get my motorcycle license this summer then buy an old bike to ride for awhile till i learn enough and buy a new bike later. But i want to know how much the insurance would cost me. Im 17 and live in California. And i want to get a 1985 Kawasaki. Whats the cheapest insurance i can get? How much is it?

Lamborghini insurance price?

please tell me the price of lamborghini insurance. I am looking for a 2009 Gallardo [ cost 220,000 dollars] i am 32 and have a clean traffic record in everything!! dont say theres an old saying if you have to ask u cnat afford!! p.s. i make 500k a year i have been looking for insurance and have an answer just trieng to see what you guys think im not sh*tting you!!

What type of Life Insurance is best for my husband and I? (We just purchased a home, we are both 23 years old)

My husband and I are both 23 years old and we just purchased a home. We have been under pressure from our Insurance Agent and our Mortgage broker to obtain Life Insurance in case something happens to one of us. We would like to have coverage in case something happens. I know the importance of Life Insurance, as my mom was killed in a car accident when she was only 38. So, we want to be protected, and we want our house to be safe. We are pretty much clueless when it comes to Insurance policies. I ALREADY LOOKED UP THE INFO ON WIKIPEDIA, SO PLEASE DON'T GIVE ME MORE OF THAT. I want opinions on what the best kind of Life Insurance is for us. Term (but if it is a 30 year term, does that mean when we are for example 54 and something happens after the 30 years, we aren't covered???) or Permanant (whole life, and others). We didn't like the decreasing term policy our agent showed us. We have gotten 2 quotes for Term Life. Help us make an informed decision!!! Please!

Can we get car insurance with two different companies?

My mom and dad have their cars insured with one insurance company, we are going to get another car and wanted to have my mom as the primary driver and me as an occasional. The problem is the rates are really high for an occasional driver when you have three cars. Is it legal for my mom and me get insurance with a different company? Can my mom be insured with two companies for two different cars?

Car insurance rates in Ontario for new driver?

I plan to import my '01 Camry from USA to missisuaga. How much shd I expect to pay p.m. in car Insurance rates ? I have 3 yrs clean driving history in USA.Will my driving history in USA help with getting a better rate in canada ? Initially I will have only a US drivers license.Pls help shed light on my doubts .. Forgot to mention - I am married , age 30 yrs

Shopping for health insurance... un-insurable? ?

OK gang, here's a doozie. We've been shopping for health insurance and are continually declined because we consume more than 12 alcohol drinks per week.(I know! Are you kidding me??) We're perfectly healthy people who have a few beers after work each day, and a few more on the weekends. Can anyone assist me in finding the right company?

Cheapest saturn sky insurance for a 16 year old?

I am about to turn sixteen and i was wndering how much insurance would cost for a Saturn sky?

Car Insurance Taken Away?!?!?! HELP?

Ok... so my mom got in a car accident.. which made the insurance company look at my insurance. They decided that I was an at-risk driver.. and they were not getting sufficient money from me if I were to get in an accident and la-de-da so my insurance was taken away!!!! They sent me a letter telling me to basically find another company within a week. I was just wondering.. has this happened to anyone else?! How much will my insurance go up?? -I've had 1 accident that was due to weather conditions... yet they still classified it as at fault -1 speeding ticket (10km over... no points taken away) -1 no-seatbelt ticket. I am 19 in a month... an honours student.. female..going for my 'g' in a week. .... What do I do?!?!

How much does insurance cost on a Ferrari?

I've always wondered what the cost of insurance would be for a $250k car such as a Ferrari F430. just curious

I am looking to get a new car. I am currently on moms insurance - please read below?

I am 26 and purchasing my first new car - I am currently on moms insurance. I will be getting my own insurance. Do you need proof the day you purchase of your OWN insurance - or is proof of my moms insurance enough until I get my own? Also, when you purchase a new car - can you drive off the lot the day that you purchase it? Thanks!

Hello , I have a car in my wifes name ...but the car insurance is in my name can i get it licensed?

Can i get it licensed in kentucky ...while it is in her name? ..she doesn't drive ..i have the insurance on the car in my name..etc .

About health insurance....?

If u have 2 health insurances, whatever your primary doesn't cover, your secondary will? My primary insurance sucks, but then i have the Unions insurance as secondary.

How much is Delta Airlines health insurance premium?

For an Economics family project, I have to be a flight attendant, make a monthly budget and help take care of my family. Probably the only thing missing from my project is health insurance. If I get it through my job , how much does the premium cost or is it covered?

Car totaled Auto insurance wont pay full amount with salvage title?

This is crazy my car was hit head on, our airbags saved our lives, now the auto insurance of the other party wont pay full amount on 2006 vibe , because there is a salvage title on my car. My car has that title not from a accident because it was a stolen car that we bought at auction . The Insurance company put's the salvage title on anything. Now what are we going to do sue them, How do you fight this crazy salvage rule its not our problem its their rule . It was also the other persons fault and it ruin our vacation with body pains it was all messed up.

Car Insurance for Teen Girl Estimate HELP PLZ?

How much would you estimate that insurance for a 16 year old brand new driver in a 2001 acura integra 2 door hatch back would cost with a good student driver discount? any idea? any one close to those guide lines that have an idea willing to share? Please help thanks

Where to buy workers compensation insurance cheap in NY state?

How much info does a car insurance company really need to file a successful claim against me?

I bumped into this lady because she actually did a full stop on a green light while getting out of a shopping center. She said it was o.k and that nothing happened and was apologetic saying that a car ran in front of her and that is why she did a dead stop in middle of intersection on a green light. She got my license number but did not call police, did not take pictures and did not get my insurance policy number. Just my name, insurance company I'm with and also drivers license number. She said it was o.k and my info just in case. Thing is when I got back from vacation I got a letter from my insurance saying she put in a claim against when nothing even happened to both of our cars. My question is what can I do? I don't want to pay deductible when it was HER fault. Nothing even really happened. She's pulling insurance fraud......and it really makes me mad that she put in a claim. I did not give her my insurance policy number guess she must of called around the biggest names and got my info somehow. It was her fault but since she did a dead stop in intersection on a green light..... i bumped into her.........but since i bumped into her is this automatically my fault? Or can I get her for pulling a dead stop on a green light? What to do? Deny the whole thing?

Can I get approved for an auto loan?

Decent Car Insurance Info?

Does anyone know of a decent car insurance provider for 18 - 20 year olds -.- I just got quoted 4k for a 1litre CAR that is almost double if not more than double of the 1 litre I would of bought if Insurance companies weren't FUBAR. Does anyone know of cars or car insurance providers that are cheapish like 2000 - 2500 mark. I mean I'm in a 1 litre I'll be topping 80 my acceleration is about 12 seconds -.- So yeah thanks to anyone :)

Teenager car insurance help?

Okay! I am a 17 year old male who has been driving in total for 2 years and I have unfortunately had 2 accidents. The first occurred in May of last year. I pulled out of a gas station trying to turn left so I had to cross two lanes of oncoming traffic ( I was in an unfamiliar vehicle) I could not see the lane closest to the middle and I went out further then I thought and the oncoming car took off the front bumper. The second accident occurred 04/14 I was driving to school and there was a man ahead of me who had his signal light on for the past 4 miles it was pouring down rain so I looked over to change lanes and when maybe I looked for to long I'm not sure but wheeI turned back the man had come to a complete stop in preparation to turn from a highway onto a dirt road. I slammed on my brakes they locked up I couldn't steer away and I hit him in the rear. My question is. Is this going to keep happening to me? Am I really that bad of a driver? and what insurance company is best for my situation as my parents are removing me from their policy. Any help would be appreciated!

Will medical insurance l be Mandatory in usa?

will medical insurance l be Mandatory in usa ?

Is there any low health insurance with low deductible?

I already have an insurance, but my parents don't and my dad can't really afford paying high prices, especially now. I was looking for affordable health insurance with low deductibles because my mom needs to see a doctor really soon and I don't want to delay it because of money issues. Please if you know of any affordable plans tell me. Thank you

Does my dad lose his no claims if I'm added to his car insurance?

I have a query about car insurance. When I passed my test last May, I was told that if I was to have my dad as the main driver, and me as the named driver, and my dad has 9 years or more no claims, then they would have to be reset to 0 years when i am added to the insurance, is this true? if it is, then i'm going to have to stick with the ridiculous insurance quotes... if not, then i've just realised that i could be saving myself 1000! Any opinions appreciated! :)

What insurance companies call sports cars?

im a 15 years old and my dad says i cant get a sports car cause i cant afford insurance on it so i want to no if there's a list of all the cars they call sports cars

How can I get cheaper car insurance as a new young driver?

Hello I'm a first year University student and I'm now looking to get my first car. As you may all know, the prices for insurance specially on young drivers are very high and I obviously will not be able to afford 350 a month for insurance even on my part-time job. I just wanted to know if there were any legal ways of my getting a cheaper quote. Could I insure under my uncle's name who has 9+ years NCB on his license? I'm aware of fronting and that most parents do it in order to get a cheaper quote for the son/daughter but i'm sure there are other legal ways of getting cheaper insurance right? I've previously driven in other countries if that also helps. All help will be greatly appreciated Thank you, Robert

If there was affordable health insurance would there be early retirements and jobs for the youth?

Car insurance so confusing?

i have car insurance just now and i pay monthly.i am changing my car on wed so need to change my policy to fully comp. i would like to pay for my year insurance in a lump sum to cut down on monthly outgoings.problem is i get car on 9th but dont have money to pay years insurance till 15th so can i pay for a month then the year or do i have to pay monthly for the whole year

Does anyone know which insurance companies do not using residential location in calculating car insurance?

I guess I have heard a few months ago that some car insurance companies will not include the location of where the car would be parked in their calculation of car insurance. The media touted that it will cost less to car owners who live in high traffic areas such as Los Angeles. Any input will be welcome

What is a good health insurance for small business owners?

i currently have blue cross of california but they raised the premium. it is the worst insurance in the world and a ppo to boot, so i can barely pick my doctors. thank you in advance.

Would this affect my car insurance?

Would having Grand Theft Auto on my record increase my insurance, or would it do anything at all? Its a really long story. I know my insurance is going to be high anyway because I am 17 and a guy. I was just wondering if having a Grand Theft Auto charge would affect it at all? Thanks!

Are there any crotch rockets or street bikes in which i could get cheap insurance for?

Does your car insurance go down when you turn 25? If so, how much...?

Holiday Insurance for the terminally ill?

Does anyone know if it is possible to get this and roughly how much it would be? Many thanks.

Will your insurance rates go up if you hit a car but don't cause any damage (California)?

Someone rear ended me but no visible damage was done to my car. I'm going to report it to my insurance company but I most likely won't file a claim. Will the other person's rates go up even if I don't file a claim but only report the accident?

How is GEICO Auto Insurance?

I am shopping around for auto insurance and so far Geico is the cheapest auto insurance I have got. They are offering $1142 for my '99 Camry full coverage when Amica wants $1175, Commerce $1255, and Travelers' wants $1309. But I have heard a lot of negative feedback about Geico's claim service. Does anyone have any idea how true those negative feedbacks are. Should I go with Amica instead of Geico?

Can i get a better insurance for my car?

I just bought a car last week. My fiance and I are in the registration. The lender of the car (GM Financial) is asking to have my fiance in the insurance but he does not have a license since he had a DUI back in 2010 and other little felonies. He have a bad driving record and my insurance (Allied Insurance) wants to charge me 289.00 a month. Can i find a cheaper insurance for the both of us?

I would like to buy health insurance for my 13 year old son. What is the average cost in San Diego, California

What's average cost of health insurance for 13 year old boy in California?

How much insurance company will raise my rate after a car accident?

My car bumped into a car at a parking lot and caused minor rear bump crack. And I called my insurance company to report a claim. Right now my rate insurance is $420/year. I would like to to know how much my insurance company will raise my rate when I renew it next year.

PA insurance laws?

Anyone know what the laws are in PA when you buy a car from a private owner? How long do you have to get insurance? I already have it on my car .. and I'm getting this new one and not transferring the insurance until the next day. What are the laws? Is it like inspection that you have 10 days?

Total lost car INSURANCE?

I own a 1997 dodge intrepid std 4 dr sedan 6cyl gasoline 3.3 liter 4 speed in fair conditions cd player no rust with 197,242 miles. My car was was in a hail and tornado damage where the hood has a dent and the driver and passanger side have dent and the trunk. I have full coverage insurance and they telling me that my car was total last i love my car and i spent alot of money fixing it and it drives great no problem. So I was trying to get some help from some one that could tell me how much is my car worth so they wont give me less money and if they offer me less what could I do. I am not trying to bew greedy but i do love my car and spent alot of money on it. I would rather get it fix . PLEASEEEEEEEEEEEEEEE HELP ME

Will asthma affect health insurance premium?

Hello, I had asthma as a child from ages 2 to 11. I am now 20 years old. Will this affect my health insurance premiums if I try to get an individual plan? Or will it not matter because the last incident was over 10 years ago? I do not take any medication or anything for the last 10 years.

Will my gf's car be taken away if I don't have any car insurance but I have my driver's lisence?

I am a young adult and I recently obtained my Driver's License last year on the day before Thanksgiving. After that, I have been driving my gf's car and was wondering what ...show more

Expensive insurance help?

Insurance these days is just too much! : Im 18 Liverpool (insert stupid joke about thieves) My mum and dad are split up so i can insure at 2 locations I also have a sister i could insure with who lives down south and a cousin who lives in a really posh area where i could get cheap insurance. My question is how do i go about getting the cheapest insurance i can, fully comp or 3rd party?

Can I get approved for an auto loan?

How can i compare all life insurance products of all companies?

How to get bonded and insured in Texas?

We are starting our own business and running it out of our house. We need to get bonded and insured, but we don't know where to start. Anyone have any suggestions?

How long do i have to get insurance?

I am going to buy a motorcycle and am going to need insurance and am wondering if i have a time limmit after i buy one.

Best place for car insurance?

I'm 16, and so I plan on starting to learn all the theory before starting driving lessons the day after my 17th birthday - as you can probably tell! Anyway, my mother and I have been discussing little cars and what not for when I pass, but insurance is another problem. Is anybody aware of a good place that will insure a teenager for not too much? I have heard that Admiral's Littlebox is quite good - has anybody any reviews for them? All answers and suggestions greatly appreciated! :-) Thanks

Vehicle insuranse rate with new increasing cameras.?

I was wondering if auto insurance is lowering their rates due to new speed cameras , red light running traffic cameras, and right turn cameras are starting to rise in the county. Now is this something the auto insurance companies look at to make rates for county or city of which we reside in?

How hard is it for police to verify that you REALLY do have car insurance?

With all the different companies that offer insurance, how would a police officer know if if the insurance card is a fake or not or if the policy number is real during a traffic stop?

Does anyone know a cheap liability insurance company for an 18 year old?

Please let me know asap. Thank you!

Turning 17 in a few years time - group 20 car insurance, how much would that cost??

as above, please answer, i know im being a tad bit ambitious lol (1995 aston martin db7 fh 2dr coupe) WOOP WOOP!

Is there cheap car insurance in tucson az?

my car insurance ends tommarrow and i really need new car insurance that is cheaper then what i am paying now. i have a 2007 prius that i am financing on so i need full coverage and i ...show more

Will i be double paying for house insurance?

I have had a 3 year personal loan on my house with a balloon payment on the end, and i am Re-financing the house to include my taxes/insurance with a conventional 30 year note. I have already paid my 2010 property Tax, and my 2011 house insurance is due March 21st. I am going to the bank today, will i actually have to pay my insurance come March 21st or is that something the bank does?

Can a cop pull you over for no insurance?

I am going on a 2 week road trip to go see my newborn nephew and my biological family. I was laid off 2 months ago ad just got a new job. My insurance was canceled due to this back in may. I am going with my girlfriend too but taking my car because it is more reliable.

Cheapest Way for an international student to Drive a car with an international License?

I will be staying in the UK for 1 year and need a car cuz I will be driving around 50 miles a day. I looked to buy a cheap car but the insurance is around 6000 to 8000 a year cuz i am young and driving with an international license. The cheapest thing I found was renting a car for 13-14 a day. Is there anyway I can drive cheaper in the UK? If renting is the only choice, what is the cheapest renting diesel car can I get in Birmingham?

How much does motorcyles insurance run??

I want to be an inexpensive bike to save gas money (like a ninja 250) and I'm curious how much laibility insurance is... my car insurance is only $30 a month and I have a perfect driving record, no accidents. thank you

Just curious.......How many of you have no health insurance but.......?

.......have cell phones, satellite TV, Wii's and games, smoke or drink. Since the average cost of a family plan is about $3600.00 per year, just wondering if you realized you could buy your own health insurance with the money you spend on these things. I am curious why luxuries would be more important to you than getting health insurance.

Car insurance in California - most competitive companies?

I'm considering a move from Pennsylvania to California. My existing insurance provider doesn't write policies in California so I would need to change companies. I'm currently paying 919 per year for 2 cars. I would like to find a company that can be competitive with these rates. I'd love to get any feedback from people that live in california regarding companies they recommend and which to avoid. I would probably be living in the east bay of San Francisco. I hate car insurance companies (except my current one which I love) and would like to avoid being totally ripped off. I have 18 years of accident free miles and no moving violations...

What are the minimum legal requirements for auto insurance in california ?

The cheapest car to insure for a 17 year old boy?

and dont just say lowest insurance group because iv been looking and so far its been a group 3 clio and iv looked at insurance for an aygo (group 1) i need real examples like i had a fiesta and it was blah not just small hatchbacks are cheap

How do people with new cars afford insurance?

I'm currently a university student looking to buy my first car soon, but I recently looked at a couple of insurance premium quotes and my mouth just dropped. How on earth do people afford insurance, especially those with new cars? It's insane to think you're going to be coughing out almost $300 a month for a new car. How to people do it? One of my friends (whose parents own their own business) have 4 cars ranging from 2010-2012 under finance.They must be paying LOADS of money on insurance, but how to people like that do it?

In dire need for cheap car insurance!?

So, I have recently passed my driving test and purchased a new car ('03 Renault Clio) and therefore need to insure it. This is where the problem lies. I have checked multiple compare sites, insurance sites, phoned them, asked my friends who they had their insurance under blah blah blah. The lowest quote I have had was 4000!! This extortionate amount is even with my pass plus certificate, saying I keep the car in a garage and having a low annual mileage (up to 6000). I really need some help here! If the car isn't insured for any time longer, and is just sitting in the garage I think im going to murder someone! Any good companies out there???????? Thanks a lot :)

Car insurance for a 19 year old?

Ok about a few Weeks ago I was involved in a wreak, I had no license and was not under my parents insurance. Luckily i didn't go to jail cause I was rear ended. Now I'm attempting to get A drivers license after SO long I've been begging for one, The only thing that's held me back from getting one was my parents because they said i would be tagged on into the insurance, and that I had to go under another address. Now after the wreak they said I cant get one, because once the insurance finds out im driving, they'll automatically add me on, is this true? I want to get back on the road and walking is pretty bad knowing i have a car ive been paying for the [ast two years for. BTW I live in Texas and under state farm.

How much does it cost for a check up without insurance in california?

need a check up to be cleared for athletics. dont have insurance though!

Rough Insurance Quotes (Guesses welcome)?

I am first in line for several used cars I'm considering. The only thing I'm worried about are insurance rates. I'm only 19 and I've had my license for less than 6 months. I will be signed on with my parents, and they are with Geico. The three cars I'm considering are a 2000 Ford Mustang, a 2004 Honda Civic and a 2001 Kia Rio. How much would you guess it would cost me a month/year to insure?

Car Insurance Question?

Hey all. Recently, a car ran into my legally parked car early in the morning. When I found my car hit, strangely, the other car was still there with their lights on and keys in the ignition. It appeared whomever was driving fled. Fortunately, when the police was called, one of the officers found insurance information for the car that hit mine. We took the make, model, year, and licence plate numbers down on the report. The officers left, however I'm not sure if they are going to attempt to search out the registered owner or not. Guess I could call to see if they are or not. Anyway, I then had the other car towed away and mine towed to a nearby auto body shop. They gave me a preliminary estimate for repairs. I then used the car insurance that was found in the other car, called and filed a claim. The same day the insurance I called had an insurance adjuster/appraiser come look at my car. They considered the damages to notably exceed the first estimate, and considered it 'totaled'. Now, the other car's insurance is attempting to contact the registered owner. They mentioned that if there is difficulty in reaching the owner, the insurance to blame may deny making a reimbursement/compensation payment for my damages. Should I contact the police to see if they've investigated the person? I then later called my own insurance and notified them of what happened in its entirety. Now...if my claim is denied by the at fault person and their insurance, is their any consolation for me? Shall I hire a lawyer and sue in small claims or civil court (for damages/rental car/lawyer fees) since the damages estimated are borderline ~$5,000 +/- 1,000? Could this be a successful alternative if their insurance refuses to help me out? Or should I bite the bullet and go through my own insurance...risking an increased premium for something that was not my fault? Thank you for any advice.

Auto rate quotes, lower credit score?

So does anyone know if obtaining a rate quote for your auto insurance or obtaining a rate quote on auto loans will lower your credit score? Im in the market for buying a new car and i was hoping to obtain as many quotes as possible to see my options. Do they actually run your credit or do they just take the information you give them and provide an estimate? Any assistance would be helpful, thanks!

POLL: How much do you pay for car insurance?

i asked about how much car insurance costs but didn't get any great answers, so i'm just going to do a little survey

Can I get approved for an auto loan?

How much is insurance per month?

Insurance for a car. I'm going to buy a used car for no more than $3000, for getting to and fro school. How much would insurance be? Is insurance where you take out a loan and pay back on it month by month, forever? Or can you cease it at anytime?

How bad would insurance be on a 2000 mustang gt?

i am about get a mustang gt if i can convince my parents that insurance wont be extremly bad i know it will be high but could some ppl give me there insurace rates on a 2000 mustang gt or around what it should be just tryint to get an idea

Best insurance for just passed driver?

i need insurance for my car its a small engine and everything, i'm female and 17, does anyone know the best insurance to get as i know it's very expensive! thanks!

Increasing benefit insurance?

Are there life insurance companies in US that sell increasing benefit (benefit increases at fixed % each year) insurance. Note: Not variable life insurance

Long-term care insurance with pre-existing conditions?

My grandfather, who is 72 years old, needs round-the-clock care that has now exceeded our capabilities. He suffers from pre-existing bad to severe dementia. He's suspicious, falls frequently, very forgetful, suffers from sundowning. He just doesn't know what to do and he even struggles with basic life functions. He also suffers from lymphatic cancer that metastasized to his lung and chest cavity, as well as squamous cell carcinoma that is very resistant to all his previous treatment and has spread to open wounds on his arm. Because all of his lymph nodes were removed, his lymphatic fluid constantly pools in that arm and swells to hugely abnormal size. Therefore he has to wear a sleeve to keep it in place, which is painful for him to put on and is time-consuming for his caregiver. He also is supposed to keep his arm elevated, but refuses because of his dementia. He is mean and hateful at times and insists that we are trying to kill him and is always demanding that his caregiver (my aging and stressed grandmother) remain at his side at all times, or he grows suspicious about her fidelity. He has hallucinations. We moved in with them to help her take care of him, but my school work (homeschooled, mainly to take care of them) and my mother's commute to work have also taken a toll on us. We hated to think about it, but we finally resolved that he belongs as a permanent resident in a home. The biggest problem is the astronomical cost which we can't just chip together , as it was never there in the first place. We did research on nursing home coverage and found out about long term care coverage. We found out some basic things like it is best to purchase at a young age. Unfortunately, my grandmother was never educated on insurance and doesn't possess significant life insurance nor anything like long-term care, and he doesn't qualify for the little help Medicaid offers. Although he suffers from cancer, he has reached the end of his treatment. His cancer was too resistant to all prospective radiation and chemotherapy, and the anti-body treatment that he tried, he had a massive allergic reaction to. He has awful pain all the time and is on a rotated regimen of extra strength ibeproufen and high dosage morphine, with a high grade fentanyl pain patch. So, although cancer plays a part in his insurance qualification in name, apart from being administered his medication and sleeve, his cancer is not the main concern as far as his care/treatment goes. We have had to accept that he is going to die sooner or later and are trying to find the best final preparations. Bentonite clay seems to be drawing out some of the side effects of his radiation (after which his cancer got worse), and so may prolong his life. The short prognosis was 2-9 months. His dementia have become exhausting and endless. There's simply nothing we can do anymore. He's on prescription for Aricept for the dementia and we give him melatonin for the sundowning, which seems to have a calming effect. Sorry for the long piece, but we're all very distressed about this and I felt that I had to give a thorough explanation of his ailments and treatment. Our needs are a long-term stay in a nursing home facility covering skilled care for his dementia, activities of daily living, ect. We also hope that he can be treated with respect and dignity. We need affordable prices like anyone else in the middle class, not astronomical rates. We also need a policy that would either cover pre-existing without penalizing for it or not asking health questions, ect., as my grandfather is obviously in need of care we can't offer him. The only policy we have even brushed upon is Physicians Mutual. We don't know anything about it really, and we don't know where to look for anything else. Everything seems to lead to a dead end online when we need a solution. Any help is greatly appreciated.

Blood test and insurance?

IS THE BLOOD TEST FOR AFP COVERED BY MY INSURANCE?

How much is New driver insurance for an 1988 chevy sprint?

Where to get cheap insurance for 50cc geared moped?

trying to find a insurance broker that does good deals for 16 year old drivers. trying to insure a 2003 DERBI GP 50. cheapest deal iv found so far is 370 pounds. anyone know a good insurance company that can do cheaper. thanks in advance

Whats a good medical insurance plan?

I am 20 years old in decent health about 6' 5 240 pounds. So here's the deal, I am currently on a plan that has 0% co-pay after deductible this includes emergency room visits, prescriptions, the whole nine yards. However its a high deductible plan so before I can reap the benefits I must first pay 3000 dollars as the deductible so my co-pay until I reach 3000 is 100% all out of pocket I mean this isn't bad just sucks until its over. Does anyone know a better plan out there?

What Cars Have the Best Car Insurance Rates?

I would like to buy a VW bus, but i am a student and i was wondering how much maintenance would cost monthly?

I am dying to get this car, it is my dream car, or bus, but i don't have very much money. So, i am trying to better understand the circumstances that i am getting myself into before i make this big step. I already know about insurance prices and gas prices, but i am pretty much clueless at maintenance prices, i am really looking for a ballpark figure.

Does anyone how much full coverage insurance is for a hybrid car?

How much would car insurance on a 2006 convertible mini cooper cost for a 16 year old boy?

in the state of texas

How much would my car insurance be?

i plan to by a 95 toyota , i have been driving since i was 17 and now 21 and have had no accidents. how much would my insurance be on average.

Price of insurance?

I am deciding between a 2001 nissan altima with 58,000 miles and a 2000 nissan maxima with 82,000 miles for my first car. The altima costs $6800 and the maxima costs $7500(it has alloy wheels, leather, sunroof...). I am a 16 year old guy. I got a quote for $1700 a year for insurance on the altima already. How much more would insurance cost on the maxima since it is a v6 and the altima is a 4 cylinder? Thanks for the answers!!

Which is more expensive to maintain. BMW or Acura? Is insurance price higher?

How much do you think my car insurance would cost?

I'm turning 18 in March and will be getting a car on my 18th birthday. I don't know what type of cr I'll be getting but I'll make sure it has good MPG. I'll be using my car for storm chasing. Do you think I'll get a discount since I'm helping the National Weather Service issue watches and warnings by storm chasing? What's the average cost of car insurance for my age group in Manatee county, FL? Sources?

What is a good cheap car insurance?

I live in indiana if it matters

What car insurance company has the best rates and prices?

i just bought a car and dont know which insurance company to choose

How much does my car insurance go up after speeding ticket? ?

Need advice on car insurance excess cost?

I had a bad accident yesterday morning and I payed to bring my car home but I didn't inform my insurance company yet because I haven't got the excess fee at the moment. The car seems to be a write off according to the police and the locals who helped me while I was in shock but will there be a problem if I waited a few days until I have the excess cost ready then I'll tell the insurance company what happened? It wasnt my fault and also the traffic lights were out of order at that junction as this person came at high speed hitting my car at the left corner sending me flying towards the road to the right and onto the pavement. I've gathered pictures of everything for evidence. But the problem is at the moment I cant afford the excess fee, If i let the insurance company know will they ask me to pay right away?

Why is it so cheap to live in America? but your hospital treatment is so expensive?

do these insurance schemes really cover you for major surgery?

Are custom orthotics covered by health insurance?

I heard getting a pair is expensive but i need them for running uninjured

Business names?What is a good name for an insurance agency?

What is the best name for an insurance agency

If i buy a car off of craigslist will my insurance company accept it?

will my insurance still put the car on the insurance plan even though i didnt buy it from a car dealership? because i dnt have enough money right now to go to a dealer...so im jus finna buy a local car off of craigs list for cheap..because i really need a car like right now

Can I get approved for an auto loan?

https://www.linkedin.com/pulse/boutique-insurance-cost-carl-hopkins/